Privacy Policy | Get Payday Online

We are serious about protecting your online privacy. This Privacy Statement explains our views and practices concerning privacy, and how they may pertain to you as a user of our website.

“You” or “Your” means you as a participant in or as a user of our program. “We” or “Our” or “Us” means us, providing the program.

All information transmitted, printed or otherwise submitted to us via this website shall be deemed to be the property of us and we shall be free to use such information for any lawful purpose as detailed herein.

This site contains links to other sites and we are not responsible for the privacy practices or the content of such sites.

We reserve the right to release such information to law enforcement or other governmental officials as we, in our sole and absolute discretion, deem necessary to comply with the law.

What Information We Collect

We automatically collect and/or track the following:

1. Web page http headers (home server domain names, IP address, type of client computer, and type of Web browser);

2. Information knowingly provided by you through on-line forms, registration forms, surveys, and or other entries, such as email addresses, personal, financial or demographic information;

3. Information, user specific or aggregate, on what pages our visitors access and the e-mail addresses of visitors that communicate with us via e-mail.

How We Use That Information

We use your personal, demographic and profile data to enhance your experience at our site and to enable us to present content we think you might be interested in. We use your contact information to send you information about our company and promotional material from our partners. We may also use your personal, demographic and profile data to improve our site, for statistical analysis, for marketing and promotional purposes, and for editorial or feedback purposes for our advertisers. Information collected by us may be added to our databases and used for future telemarketing, SMS text-messaging, e-mails or postal mailing regarding site updates, new products and services, upcoming events, and/or status of orders placed online. By using this site, you agree that you may be contacted in any manner contemplated in this section even if your number is found on a do not call registry, in-house list or similar registry. If you choose to provide personal information it will be used for the following purposes:

1. Considering you for a payday loan through the payday loan provider.

2. Updates, Newsletters and Advertisements from our publishing department which includes the Better Times Newsletter.

Disclosure of Data to Third Parties

When you submit the request form(s) we share your information with one or more participating lenders. By submitting the requesy form(s), you understand and agree that you are submitting an inquiry about a loan product and each of the participating lenders to whom we transmit your loan request. By submitting the request form(s), you are extending an express invitation to each of the participating lenders with whom your information is shared to contact you by any means (including, without limitation, email, telephone, and direct mail) so that they may assist you with your transaction or provide information to you about additional offers in which you may be interested.

If you checked “Yes” to Credit Offers from third parties it will be used for marketing products and services which we determine, in our sole judgment, that you might find of interest.

Protection of Information

We work to protect your personal information from loss, misuse, or unauthorized alteration. We have put in place physical, electronic, and managerial procedures to help safeguard and help prevent unauthorized access and maintain security over the data we collect. When Consumer Reports transmits information over the Internet, we work to protect the information through the use of data encryption methods. Please note that no method of transmitting or storing electronic data is ever completely secure. Therefore, we cannot promise or guarantee that such information will never be accessed, used, or released in a manner that is inconsistent with this Privacy Policy.

Your Opt-Out Rights

You may opt-out of receiving communications from us by not submitting your information. We also allow you to remove your information from our database by using the unsubscribe link on our website and email communications. If you remove your information from our database it will no longer be used by us to send promotional correspondences to you although you may still receive promotions from our third party partners. We take your privacy seriously and we do not tolerate spam.

Anti Spam Policy. Can-Spam Act Compliance

We are dedicated to ensuring compliance with the ‘Can-Spam Act’, which took effect January 1, 2004. You may receive mail from us in the following circumstances:

1. Acknowledging your form has been received and requesting additional action

2. Requests for additional information to support your current form

3. Response to your inquiries regarding the status of your loan, payment due dates, extension requests and other transactional requests

4. Thanking you for your valued business

5. Advertisements for third party products and services where we have determined that such product or service may be of interest to our customers

We Do Not Intend To Collect Data From Children

The information and services provided us or our affiliates, sponsors, and advertisers are not intended to be viewed by children (under 18 years old). No information collected from children is knowingly used for any marketing or promotional purposes whatsoever, either inside or outside our site.

Our Right To Contact You

We reserve the right to contact you regarding your account status and changes to subscriber agreements, privacy policy, or any other policies or agreements relevant to you.

Notice to California Residents

We have taken the necessary precautions to be in compliance with the California Online Privacy Protection Act. Pursuant to state law, our site may not share information it collects about you with its Affiliated Companies or with Non-Affiliated Third Parties, except in the limited circumstances permitted under state law, or if you give us your permission. California Civil Code Section 1798.83, also known as S.B. 27, allows California residents to request certain information regarding our disclosures in the prior calendar year, if any, of personally identifiable information to third parties for their own direct marketing purposes. To make such a request, please write to us at attn: Customer Service,E.M.G. 341 Raven Circle Wyoming, DE 19934

Notice to New York Residents

This service is not available in New York or to New York borrowers due to interest rate limits under New York law.

Our Right To Change

We reserve the right to change this policy at any time by notifying you of the existence and location of the new or revised privacy policy or by posting the changes online at our site.